Engagement Ring Financing Reddit

The good news is it s easier than you think.

Engagement ring financing reddit. I have a stable job and am staying within my budgeted price range. I m about to buy an engagement ring and i m getting really hung up on how much to spend. Enjoy 0 interest financing for up to 24 months on designer engagement rings wedding rings certified diamonds fine jewelry. Please do not post links for selling of engagement rings that is not the intent of this subreddit.

A personal loan is a flexible form of financing whether for an engagement ring or other major purchase. Reddit what s your tips on ring engagement shopping. If you have to borrow from day 1 you re setting expectations for an overbudget debt fueled wedding that will give you the financial equivalent of a multi year hangover. Posted by 3 years ago.

Anything would be helpful. This is where you can discuss a possible purchase or an explanation of what you or your significant other wants. When a ring is that much don t forget to factor in insurance and maintainence. In short if you truly do care about finances don t drop 10k on a ring.

If i followed that rule i would be dropping that much on a ring which is a lot. Apply online in minutes today. Engagement ring is the first financial commitment in an avalanche in the next 1 2 years. I ve seen a variety of offers for 0 financing on sites like brilliant earth.

Common financing options include in house financing through the jeweler store credit cards and lease to own programs. Not looking for anything insane probably in the 2 3k range. Engagement rings can be a significant investment but most jewelry stores offer some sort of financing program and many even have programs for those with less than perfect credit. First time ring shopper and i was seeing if there s anything i should know before i go in person to see it.

Quick easy credit approvals with simple transparent terms. You can find these loans through banks credit unions and online lenders. Minimum borrowing amounts start at 1 000 or more repayment terms range from 12 to 60 months or longer. A place for all of us to post our engagement rings.

I see a ring online that s a great price. If your eyes glaze over when it s time to talk wedding budget you re not alone. Even for the mathematically inclined it s difficult to know what kind of budget to set for an engagement ring. I m just curious if there s any true downside to this vs paying upfront.

Also feel free to show off your engagement rings. A coworker told me 3 months salary but that seems grossly inappropriate i make good money mid six figures my lifestyle however is fairly modest compared to income.